Can I use my HSA, HRA, or FSA to cover membership costs?
- Unfortunately, at the current time, the IRS hasn’t acknowledged clearly that Direct Primary Care is a healthcare service (and not a form of insurance), which has muddied the waters when it comes to utilizing HSA/HRA/FSA funds to cover DPC memberships.
- Your financial advisor and/or human resources representative may best advise you on these matters.
- There are proposed bills in the US House and Senate (the Primary Care Enhancement Act, H.R.6015 and S.1989) that would help to clarify these issues.
- Additional information is provided at these links: